Like St0nkingByte — Soviet Steeds - Who insures your Ural? — it took some time and research to sort out insurance for my Ural. And who better to check with, naturally, than with all the other Ural owners out there for who they use for motorcycle insurance?

I called my insurance agent today to get insurance on the new Patrol. Since it is new I asked her to get me full coverage. She hasn’t done many sidecar rigs so she was warning me that it might be considered ‘exotic’ and thus might be hard to insure? I’m sure she just doesn’t know yet. Anyway she said it might be helpful if I could tell her what companies other Ural owners are using for their insurance. I’m most interested people who have full coverage and your approximate annual cost, if you’re willing to share.

This didn’t wind up being my experience, but it’s good to be aware this issue is out there. I wound up insuring Svetlana through Progressive, and had an easy time getting (very competitive) quotes. Progressive is well aware of Ural, and covers the sidecar as a factory item, not an accessory (which is a different kettle of fish when it comes to insurance coverage for motorcycles).

Whoever you insure your residence, car, etc. through, be sure to check with Progressive when insuring a Ural. Progressive is known for being well-versed in motorcycle coverage, with good plans.